What You Should Know Before You Make a Car Accident Claim – Cheap Auto Insurance

What You Should Know Before You Make a Car Accident Claim


If you have recently been involved in a vehicle mishap, you may be wondering if you are eligible to make a personal injury claim. Provided that the accident was not your fault, you can receive compensation and damages for medical treatment and loss of wages.

A Car Accident Can Greatly Impact a Family’s Life

Personal injury lawyers work tirelessly in helping car accident victims, as these kinds of episodes can have a devastating effect on a person’s life. Usually, all the family members, including the patient, suffer both emotionally and financially.

Reasons for Accidents

Most vehicle accidents result from driver error, such as failing to check when pulling out of a parking space, or failing to maintain a safe driving distance. Errors of this type can lead to accidents from behind, side impact crashes, head-on collisions, and rollovers. Whilst the main causes of accidents include overtaking or speeding, crashes also cause serious injuries at lower speeds too.

In the UK alone, thousands of vehicle crashes are reported annually. Injuries typically range from minor bruises and cuts to serious disabilities. Being involved in a car accident can also impact a patient psychologically. That is why firms, such as UK Claim lawyers, are committed to handling these kinds of PI cases.


One of the personal injuries that often results from a car accident is whiplash. Whiplash happens when the tissues in the neck and spine are overstretched. It develops, as well, when the victim is hit abruptly, causing the neck to be thrown backwards and forwards. The incident is reported frequently after a rear-end car collision, and results in stiffness, discomfort, pain, muscle spasms, and headaches.


Other Injuries

Besides whiplash, other injuries that are associated with vehicle mishaps include lacerations, fractures, internal injuries, or head injuries. Psychological damage is also included in this list. If you wish to make a car accident claim, make sure you do so with the advice and consultation of an experienced PI lawyer.

Claiming Compensation

Again, to prevail successfully, the claimant cannot be at fault for a car accident. Typically, personal injury claims of this type are covered by the insurance company of the negligent party. If the defendant cannot be found, or does not have insurance coverage, then compensation may still be claimed from a governmental body, such as the Motor Insurer’s Bureau.

Gathering the Paperwork

To make a case for yourself, you must make sure that you can show negligence, that you were using reasonable care, and that the accident was clearly not your fault. To support your claim, you will need all the treatment information for your injuries from your medical doctor. You also should include police reports that were made at the accident scene. Claimants are successful if they can show where and why they need compensation for their injuries.

Therefore, make sure you have all the documentation needed to fully prove your argument in a PI case. When you include all the pertinent details in your claim, you will make it much easier to reach a successful settlement in a relatively short time period.